En nota publicada ayer,dia 20 de enero,las autoridades maltesas (MFSA) acordaron solicitar al BCE la retirada de la licencia bancaria de NEMEA BANK (lo cual implicaria su liquidación) e imponer,de manera inmediata,la prohibición de los reintegros de dinero de las cuentas del banco (los fondos depositados no pueden ser retirados hasta nuevo aviso):
20/01/2017 NEMEA BANK PLC Public Notice concerning Nemea Bank plc
On 27 April 2016 the Malta Financial Services Authority (‘the Authority’) issued a Public Notice concerning Nemea Bank plc (‘the Bank’) whereby the Authority informed the public that in order to ensure the proper protection of depositors and the Bank’s other clients, the Authority was appointing PricewaterhouseCoopers Malta (‘PwC’) as a competent person in terms of Article 29 of the Banking Act and Article 15A of the Investment Services Act.
In terms of the same Directive, the Competent Person was instructed to [i] take charge of the assets of the Bank for the purpose of safeguarding the interests of depositors and its other clients; and [ii] to assume control of the Bank’s business and to carry on that business and such other functions as the MFSA may direct.
These precautionary measures were taken in view of regulatory shortcomings that had been identified at the Bank and were to remain in place until such time as the MFSA may otherwise direct.
By a further Notice issued on the same date the Authority advised that the limit for withdrawals from Nemea Bank deposit accounts had been set at €250 per depositor per day.
By means of another Public Notice published on 18 July 2016 the Authority advised that it had decided to ease the deposit withdrawal limit from €250 to €2,500 per depositor per day. This easing was subject to the condition that the present maturities of deposits are maintained and that no term deposits are allowed to be withdrawn before their stated maturity dates.
The Authority also confirmed that discussions were being conducted with the Bank’s shareholders with the aim of ensuring that the necessary action is taken to address the regulatory shortcomings.
Despite repeated requests, to date no tangible progress has been registered to fulfil these regulatory requirements. Given that this situation cannot be sustained indefinitely without undue detriment to depositors, the Authority has now decided to propose to the ECB the withdrawal of the licence granted to the Bank under the Banking Act, Cap 371. This measure has been taken by the Authority in the interests of the depositors of the Bank.
Pending the ECB’s final decision on the license withdrawal, a prohibition of the withdrawal of deposits has been put in place with immediate effect as a precautionary measure to safeguard the assets of the Bank and to ensure the equal treatment of depositors. In addition the Competent Person will remain in place until further notice.
This notice will remain valid until such time as the MFSA may communicate further information.
Further information may be obtained by accessing the Authority’s webpage www.mfsa.com.mt which includes a number of Frequently Asked Questions.
Any communication in relation to the Bank should be addressed to the Bank on 25708100 or the Authority on contact number Freephone 80074924.