Al haber aplicado las medidas sólo a un par de bancos, en concreto y las peores al "Bank of Cyprus", es de entender que no tienen en cuenta ni suman los de otras entidades.
Sí veo claro, que si tienes varios depósitos de menor cantidad, seas persona física o empresa, se suman todos para la consideración de los famosos 100.000.
Me cabe la duda de qué pasa con un depósito, habitual aquí de más de 100, con dos titulares, o más, sean marido o mujer, o cualquier otra forma de relación.
1. People's Bank
Consolidation measures already taken are:
(A) the sale of the branches of the People's Bank in Greece to Piraeus Bank Greece
(B) the sale of the work of the People's Bank of Cyprus (excluding banking subsidiaries and branches abroad), the BoC.
It states that as a result of the above, all contracts are transferred to either the Bank or the Bank of Cyprus Piraeus.
Furthermore, all branches of the People's Bank will resume as normal next Tuesday, April 2, 2013 together with staff who staffs, but owned by Bank of Cyprus.
All insured deposits of customers (individuals and legal entities) in the amount of € 100.000 in the March 26, 2013 have been transferred from the People's Bank Bank of Cyprus. Further transferred the entire amount of deposits belonging to financial institutions, Government, municipalities, municipal councils and other public bodies, insurance companies, charities, schools, educational institutions, and deposits belonging to JCC Payment Systems Ltd.
In case of a customer where the total deposits, exceeds € 100.000, the additional amount of the deposit remains in the 'bad' People's Bank.
All loans and credit facilities to its customers CPB transferred to Bank of Cyprus unless the amount attributable to deposits remained in the 'bad' People's Bank. Loans and deposits at 'bad' bank will offset.
2. Bank of Cyprus
The reorganization measures relating to:
(A) the sale of the branches of the Bank of Cyprus Greece Piraeus Bank in Greece.
(B) the measure of "rescue itself means» (bail-in).
For purposes of the above measures, aggregated deposits a customer (individual or entity) holds on March 26, 2013 at Bank of Cyprus and if the sum exceeds € 100.000, then in relation to the deposit than € 100.000 apply follows:
(A) The total loans and credit facilities during the 26 March 2013 the applicant to the Bank of Cyprus deducted from the deposit than € 100.000. If the sum of the balances of loans and credit facilities is greater than or equal to the deposit amount than € 100.000, ie debit balance, then the reorganization measures shall not concern the client. If the sum of the balances of loans and credit facilities are less than the deposit amount than € 100.000, ie credit balance occurs, then the dispute shall apply as follows:
(B) Percentage 37.5% difference automatically converted into shares of Class A voting shares and dividends to the Bank of Cyprus.
(C) Percentage 22.5% difference icing temporarily and possibly part or whole, be converted into shares of Class A voting rights and dividend the BoC to complete recapitalization purposes.
Not later than 90 days from the completion of the valuation, all or part of that percentage might be converted into shares and the remainder returned to the depositor. To the extent that it turned 22.5% re-deposit, interest will be calculated retrospectively by a small increment.
(D) The remaining 40% of the difference icing for temporary liquidity purposes. However, it continues to interest calculated on the amount of deposit on the existing interest rate, plus an increase of 10 basis points. This amount will apopagopoiithei in a short period of time and will not be used for recapitalization purposes.