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¿Cómo poner a trabajar mi dinero?

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¿Cómo poner a trabajar mi dinero?
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¿Cómo poner a trabajar mi dinero?
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#10

Re: ¿Cómo poner a trabajar mi dinero?

Hola muy buenas, antes de todo yo de ti buscaria asesoramiento profesional y independiente, me explico un gestor que identifique tu perfil y te aconseje para hacer una cartera que te sientas comodo, tranquila ya habra tiempo de darle caña, luego seras tu mismo que iras veiendo lo que te gusta mas.Otra cosa es el momentum o sea el momento de mercado, hay que adaptarse a el o sea hay años que es mas facil sacar un 5% con una cartera moderada, o otros un 10% o otro con 3% depende de las fases del ciclo economico, este año por ejemplo es y sera muy bueno para la bolsa y la renta fija corporativa, bonos de empresas, es como la cancion depende.
Suerte y cuidado a quien gestione tu dinero, siempre informate antes.

#11

Re: ¿Cómo poner a trabajar mi dinero?

mi consejo es que invirtas en oro,no en empresas que puedan dar quiebra y pierdas
parte o todos tus ahorros

#12

Re: ¿Cómo poner a trabajar mi dinero?

Sí, y que luego acaricie los lingotes, a ver si se ponen cachondones

YOU CAN FONDLE THE CUBE, BUT IT WILL NEVER RESPOND

The second major category of investments involves assets that will never produce anything, but that are purchased in the buyer’s hope that someone else – who also knows that the assets will be forever unproductive – will pay more for them in the future. Tulips, of all things, briefly became a favorite of such buyers in the 17thcentury.

This type of investment requires an expanding pool of buyers, who, in turn, are enticed because they believe the buying pool will expand still further. Owners are not inspired by what the asset itself can produce – it will remain lifeless forever – but rather by the belief that others will desire it even more avidly in the future.

The major asset in this category is gold, currently a huge favorite of investors who fear almost all other assets, especially paper money (of whose value, as noted, they are right to be fearful). Gold, however, has two significant shortcomings, being neither of much use nor procreative. True, gold has some industrial and decorative utility, but the demand for these purposes is both limited and incapable of soaking up new production. Meanwhile, if you own one ounce of gold for an eternity, you will stillown one ounce at its end.

What motivates most gold purchasers is their belief that the ranks of the fearful will grow. During the past decade that belief has proved correct. Beyond that, the rising price has on its own generated additional buying enthusiasm, attracting purchasers who see the rise as validating an investment thesis. As “bandwagon” investors join any party, they create their own truth – for a while.

Over the past 15 years, both Internet stocks and houses have demonstrated the extraordinary excesses that can be created by combining an initially sensible thesis with well-publicized rising prices. In these bubbles, an army of originally skeptical investors succumbed to the “proof” delivered by the market,and the pool of buyers – for a time – expanded sufficiently to keep the bandwagon rolling. But bubbles blown large enough inevitably pop. And then the old proverb is confirmed once again: “What the wise man does in the beginning, the fool does in the end.”

Today the world’s gold stock is about 170,000 metric tons. If all of this gold were melded together, it would form a cube of about 68 feet per side. (Picture it fitting comfortably within a baseball infield.) At $1,750 per ounce – gold’s price as I write this – its value would be $9.6 trillion. Call this cube pile A.

Let’s now create a pile B costing an equal amount. For that, we could buy all U.S. cropland (400million acres with output of about $200 billion annually), plus 16 Exxon Mobils (the world’s most profitable company, one earning more than $40 billion annually). After these purchases, we would have about $1 trillion left over for walking-around money (no sense feeling strapped after this buying binge). Can you imagine an investor with $9.6 trillion selecting pile A over pile B?

Beyond the staggering valuation given the existing stock of gold, current prices make today’s annualproduction of gold command about $160 billion. Buyers – whether jewelry and industrial users, frightened individuals, or speculators – must continually absorb this additional supply to merely maintain an equilibrium at present prices.

A century from now the 400 million acres of farmland will have produced staggering amounts of corn, wheat, cotton, and other crops – and will continue to produce that valuable bounty, whatever thecurrency may be. Exxon Mobil will probably have delivered trillions of dollars in dividends to its owners and will also hold assets worth many more trillions (and, remember, you get 16 Exxons). The 170,000 tons of gold will be unchanged in size and still incapable of producing anything. You can fondle the cube, but it will not respond.

Admittedly, when people a century from now are fearful, it’s likely many will still rush to gold. I’m confident, however, that the $9.6 trillion current valuation of pile A will compound over the century at a rate far inferior to that achieved by pile B.

(Warren Buffett)

#13

Re: ¿Cómo poner a trabajar mi dinero?

Sin saber de bolsa destinar el 33% a la parte agresiva y especulativa de la misma me parece muchísimo.

Método, disciplina y tiempo

#14

Re: ¿Cómo poner a trabajar mi dinero?

Estás en todos sitios a ver a quién pescas.

Pinchas en hueso machote.

Método, disciplina y tiempo

#15

Re: ¿Cómo poner a trabajar mi dinero?

Es mucho si lo vas a hacer tú, claro. Si contratas un fondo de RV por ejemplo, tampoco me parece descabellado un 33%...

#16

Re: ¿Cómo poner a trabajar mi dinero?

Buenos días! Soy un usuario nuevo de Rankia, y estoy intentando poner a trabajar mi dinero, hasta ahora he estado con fondos de renta fija, hi ahora estoy mirando diferentes opciones para invertir en renta variable. Hace diez días contrate en mi sucursal ( la Caixa) FONCAIXA CRECIMIENTO, FI CLASE ESTANDAR, y quería preguntar que hos parece? Estoy buscando diferentes fondos y abrirme una cartera de inversión pero aún no tengo muy claro donde abrirla ni con que fondos comparar y añadir a mi cartera.
Si alguien me puede orientar un poco estaría muy agradecido. Salu2