#301
Re: Santander unificará todas sus cuentas en la nueva Santander One
"Esas rentabilidades del 0,1%, teniendo un capital de 100.000 € (el máximo garantizado), suponen menos de 7 € al mes"
That is missing the point, you do not have to, and should not, keep more than 6000E in the savings plan. It starts at 5000 and monthly 50, so per year less than 6000. then you cash it out and start over at 5000. Put the rest of your savings in other higher yielding investments. This plan purely exists to stop having to pay 10 euros per month maintenance fee
Like I said earlier, if aged 40 the insurance premium the annual insurance premium is 0.14%, they give you back 0.1%, so net -0.04%, using 6000 euros that's 2 euros negative. What yield can you get for the same 6000? At Openbank it's 0.2%, so 12, which is the true cost of the new conditions.
That is missing the point, you do not have to, and should not, keep more than 6000E in the savings plan. It starts at 5000 and monthly 50, so per year less than 6000. then you cash it out and start over at 5000. Put the rest of your savings in other higher yielding investments. This plan purely exists to stop having to pay 10 euros per month maintenance fee
Like I said earlier, if aged 40 the insurance premium the annual insurance premium is 0.14%, they give you back 0.1%, so net -0.04%, using 6000 euros that's 2 euros negative. What yield can you get for the same 6000? At Openbank it's 0.2%, so 12, which is the true cost of the new conditions.