Hey!! Tu por aqui otra vez! De verdad, gracias por repetir o entrar a mi blog por primera vez.
Hoy tal y como os conte la semana pasada hablaremos sobre el interes. Basicamente es lo que pagas por el dinero, ya sea a ti mismo o, menos deseable desde luego, a otros.
A ti mismo cuando ahorras porque tendras dinero para no usar la tarjeta de credito o pedir un prestamo, porque este interes generado a su vez se convierte en mas capital, y gracias al maravilloso interes compuesto (interes del capital y del interes anterior generado sumado al capital) cada vez seras mas rico. Ah, te aseguro que esto produce mucha satisfaccion. A mi me produce una sonrisa maliciosa y me siento como el tio Gilito en sus momentos de intimidad...
A otros porque cada vez que compras a credito, pides un prestamo o compras a plazo, excepto algunos casos (bendito sean los diez meses sin intereses de las grandes superficies), estas pagando dinero (mucho) por que te dejen dinero. Lo cual si supera tu capacidad de endeudamiento sera una losa cada vez mas pesada hasta que al final no puedas cargar con ella.
Hey! Here you are again! Indeed, thanks for repeating or coming to my blog for the very first time.
Today, as I said, we will talk about the interest. Basically is what you pay for the money, either to yourself or, less desirable of course, to others.
To yourself because you'll have more money not using credit or borrowing money, because the interest generated in turn becomes more capital, and thanks to the wonderful compound interest (interest on capital and the interest generated in addition to the above capital) each time you will be richer. Oh, I assure you that this produces a huge satisfaction. I have a mischievous smile and I feel like uncle Scrooge in their private moments...
To others because every time you buy on credit, ask for a loan or purchases paying in months, except some cases (blessed are the ten months no interest of the department stores), you pay money (a lot) for them borrow you money. Which if it exceeds your debt capacity will be an increasingly heavy burden until eventually you can not carry it.
Anyway, the important thing is to make the money work for you, not for others. Control it and you control much of the money that you never know when it's gone. Incidentally, in the next entry will talk about something totally practical, reduce debt or invest the savings ... (dedicated to my friend Miguel)
