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Bexit y bancos online (Revolut, TransferWise, etc)

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Bexit y bancos online (Revolut, TransferWise, etc)
Bexit y bancos online (Revolut, TransferWise, etc)
#1

Bexit y bancos online (Revolut, TransferWise, etc)

Saludos a todos.

Soy nuevo en esta plaza.

Quería conocer opiniones sobre las consecuencias del Bexit sobre este tipo de bancos como Revout.

Los clientes residentes en la Unión Europea, ¿en qué pudieran quedar afectados?

Gracias.
#2

Re: Bexit y bancos online (Revolut, TransferWise, etc)

En poca cosa, tanto Revolut como Transferwise han abierto sucursales autorizadas en la UE, Revolut creo que en Estonia y Transferwise en Bélgica. Cuando se haga definitivamente efectivo el brexit, traspasarán a sus clientes de la UE a estas ramas y seguirán operando igual.
#3

Re: Bexit y bancos online (Revolut, TransferWise, etc)

Revolut empieza a migrar los IBAN, la migración parece que va a ir por zonas, pero ya han empezado con Europa central y del este. De GB a LT (Lituanina)
#4

Re: Bexit y bancos online (Revolut, TransferWise, etc)

Hola,

Yo tengo una cuenta de REvolut con domiclio en Holanda y tarjeta de débito Maestro (q es la estandar de débito en Países Bajos, Alemania y algún otro país).

Acabamos de recibir el email de más abajo, con este link de FAQs:
https://blog.revolut.com/transferring-customers-to-our-lithuanian-entity-3/

A mi me vendría muy bien q la cuenta tuviera un IBAN holandés, porque tb me cierran la otra cuenta q tenía con un IBAN local (moneyou se retira), pero según lo q leo, todo parece indicar q los nuevos IBANs serán de Lituania.

 
---------- Forwarded message ---------
From: Revolut <[email protected]>
Date: Tue, Oct 6, 2020 at 2:10 PM
Subject: Pablo, we’re moving you to our new European license
To: <[email protected]>



 
New European license


Hi Pablo,

We wanted to update you on our plans to make sure that Brexit does not impact the services we provide to you.You are currently a customer of our UK company, which has an electronic money licence. As you may know, we have a company with an electronic money license in Lithuania as well. We set up this Lithuanian entity to ensure that our service would not be affected by Brexit.In one month’s time, we will start moving our European customers over to this European electronic money license. You don’t need to do anything. We’ll take care of everything and contact you again when we have made the switch.This will ensure that your Revolut service will continue smoothly, when the Brexit process is concluded. You’ll still be able to use all of the services and features that you love.European terms and conditionsYou can read the Terms & Conditions of the Lithuanian entity that you will be transferred to here. These T's & C's are largely the same as your existing UK ones, with a few changes to comply with local laws. Here is a quick summary of the key changes:The Revolut entity that will provide your services will be Revolut Payments UAB, an electronic money institution authorised by the Bank of Lithuania. This is the same type of licence as our UK entity (Revolut Ltd).If you ever need to make a complaint about our Lithuanian entity’s service, you can do so through the Bank of Lithuania - a member of the European System of Central Banks - which investigates disputes between consumers and financial services companies impartially and free of charge.The T's & C's of your account will be governed under Lithuanian law, and the Lithuanian courts will have jurisdiction to hear claims in conformity with all applicable EU laws and respecting your fundamental rights as an EU citizen. In some circumstances, as an EU citizen you may have the right to make a court claim in your own country under the laws of that country.These Terms & Conditions will automatically apply to you once we transfer you to our Lithuanian entity.New account detailsAfter we have transferred you to our European entity, the International Bank Account Number (IBAN) that you currently use to receive both Euro and non-Euro currency payments will change. We’ll provide further details and support in relation to this change closer to the time.Unhappy for any reason?We’re confident that the migration process will go smoothly, and that there will be no, or minimal, disruption to your services. If, however, you would like more information about the migration, here is a link to a helpful FAQ.If you would like to speak with a customer support agent or to make a complaint please get in touch with us through our in-app customer support chat.
If you are still not happy with these changes, you can close your Revolut account for free by selecting your Profile icon in the Revolut app, tapping on the Settings icon, scrolling to the bottom of the page, and choosing “Close account”. You can do this at any time before the transfer, or after we transfer you to our Lithuanian entity.
Thanks for reading.Team Revolut



© 2020 Revolut Ltd If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app. Revolut Ltd (No. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 7 Westferry Circus, Canary Wharf, London, England, E14 4HD. Insurance related-products are provided by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance mediation services (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance mediation services. Revolut Ltd is an Appointed Representative of Lending Works Ltd for the activity of “operating an electronic system for lending”. Trading and investment products are provided by Revolut Trading Ltd (No. 832790) is wholly owned subsidiary of Revolut Ltd and is an appointed representative of Sapia Partners LLP which is authorised and regulated by the Financial Conduct Authority.